Privacy Statement

Privacy Statement

This privacy notice discloses the privacy practices for Covenant Reverse Mortgage, LLC. This privacy notice applies solely to information collected by this web site. It will notify you of the following:

  • What personally identifiable information is collected from you through the web site, how it is used and with whom it may be shared.
  • What choices are available to you regarding the use of your data.
  • The security procedures in place to protect the misuse of your information.
  • How you can correct any inaccuracies in the information.

Information Collection, Use, and Sharing

Covenant Reverse Mortgage, LLC is the sole owner of the information collected on this site. Covenant Reverse Mortgage, LLC only has access to/collect information that you voluntarily provide via eva@covenantreverse.com or other direct contact from you. Covenant Reverse Mortgage, LLC will not sell or rent this information to anyone.

Covenant Reverse Mortgage, LLC will only use your information to respond to you, regarding the information in your direct request. Your information will not be shared with any third party outside of this organization, other than as necessary to fulfill your request, e.g. to ship an order.

Unless you ask Covenant Reverse Mortgage, LLC not to, you may be contacted via eva@covenantreverse.com in the future to be informed about specials, new products or services, or changes to this privacy policy.

Your Access to and Control Over Information

You may opt out of any future contacts from Covenant Reverse Mortgage, LLC at any time by using the eva@covenantreverse.com address or phone number given on this website:

  • See what data has been collected about you, if any.
  • Change/correct any data collected about you.
  • Have Covenant Reverse Mortgage, LLC delete any data stored about you.
  • Express any concern you have about use of your data.

Security

Covenant Reverse Mortgage, LLC takes precautions to protect your information. When you submit sensitive information via the website, your information is protected both online and offline.

Wherever Covenant Reverse Mortgage, LLC collects sensitive information (such as credit card data), that information is encrypted and transmitted in a secure way. You can verify this by looking for a closed lock icon at the bottom of your web browser, or looking for “https” at the beginning of the address of the web page.

While Covenant Reverse Mortgage, LLC uses encryption to protect sensitive information transmitted online, your information is also protected offline. Only employees who need the information to perform a specific job (for example, billing or customer service) are granted access to personally identifiable information. The computers/servers in which personally identifiable information are stored is in a secure environment.

If you feel that this privacy policy is not being adhered to, you should contact Covenant Reverse Mortgage, LLC via telephone at (888) 742-3439 or eva@covenantreverse.com.

Core Values: ✓ Honesty ✓ Professionalism ✓ Integrity ✓ Character ✓ Compassion

Licensing

NMLS#200821/#1824975
CA DBO License #60DBO 97824
ID License MBL #2081824975
MT License #1824975
OR License ML #5787
Equal Housing Lender

Contact Us

Covenant Reverse Mortgage, LLC
211 E Logan Street,
Suite B-3
Caldwell, ID 83605
Number:
Main: (208) 454-1155
Toll Free: (888) 742-3439
Hours:
MON-FRI 7AM - 4PM
This material is not from HUD or FHA and has not been approved by HUD or a government agency.
Naipc         NCPC            Senior Checked            ETHICS
When the loan is due and payable, some or all of the equity in the property that is the subject of the reverse mortgage no longer belongs to borrowers, who may need to sell the home or otherwise repay the loan with interest from other proceeds. The lender may charge an origination fee, mortgage insurance premium, closing costs and servicing fees (added to the balance of the loan). The balance of the loan grows over time and the lender charges interest on the balance. Borrowers are responsible for paying property taxes, homeowner’s insurance, maintenance, and related taxes (which may be substantial). We do not establish an escrow account for disbursements of these payments. A set-aside account can be set up to pay taxes and insurance and may be required in some cases. Borrowers must occupy home as their primary residence and pay for ongoing maintenance; otherwise the loan becomes due and payable. The loan also becomes due and payable (and the property may be subject to a tax lien, other encumbrance, or foreclosure) when the last borrower, or eligible non-borrowing surviving spouse, dies, sells the home, permanently moves out, defaults on taxes, insurance payments, or maintenance, or does not otherwise comply with the loan terms. Interest is not tax-deductible until the loan is partially or fully repaid.
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