Reviews

Laura Kennedy

I've partnered with Eva Cutler for over 8 years ! She is a consummate professional who advocates for her customers. She's empathetic to her borrower's needs and understands timeliness. Her years of industry experience help pave the path for a smooth mortgage experience and provide for a wonderful customer experience.

janetw888

I recently have been in the middle of making some decisions regarding home/finances for my life, which can be overwhelming. Eva is an expert in the reverse mortgage field and has been able to weigh many options at one time to find the best scenarios for me. She has a breadth of knowledge and wisdom which comes from years of experience (and a heart for her clients). You can trust her. Eva has had me covered through this! She has walked me through the process making sure I don’t miss important details or deadlines, explained everything to me in terms I understand, and she won’t let anything fall through the gaps. She has held my best interest at the center of it all. The outcome has been the best possible scenario. It was better than I had hoped for or even thought of. She helped insure security for me long term while setting me up to thrive. I am so grateful for her and highly recommend her.

Todd L

Eva is fantastic to work with! She is extremely detailed, very knowledgeable and absolutely wonderful at explaining the ins and outs of reverse mortgages. There are a lot of misconceptions out there and it can be tough to really understand how they work. Thanks to Eva, I was able to feel very comfortable knowing my parents options and can't emphasize enough just how grateful they are to be in a much better financial position now. If you are curious about your reverse mortgage options for yourself or loved ones, Eva is who to call.

Josh Stafford

Eva Cutler is a top notch loan officer. Her knowledge on reverse mortgages is unmatched and she is a consummate professional.

Core Values: ✓ Honesty ✓ Professionalism ✓ Integrity ✓ Character ✓ Compassion

Licensing

NMLS#200821/#1824975
CA DBO License #60DBO 97824
ID License MBL #2081824975
MT License #1824975
OR License ML #5787
Equal Housing Lender

Contact Us

Covenant Reverse Mortgage, LLC
211 E Logan Street,
Suite B-3
Caldwell, ID 83605
Number:
Main: (208) 454-1155
Toll Free: (888) 742-3439
Hours:
MON-FRI 7AM - 4PM
This material is not from HUD or FHA and has not been approved by HUD or a government agency.
Naipc         NCPC            Senior Checked            ETHICS
When the loan is due and payable, some or all of the equity in the property that is the subject of the reverse mortgage no longer belongs to borrowers, who may need to sell the home or otherwise repay the loan with interest from other proceeds. The lender may charge an origination fee, mortgage insurance premium, closing costs and servicing fees (added to the balance of the loan). The balance of the loan grows over time and the lender charges interest on the balance. Borrowers are responsible for paying property taxes, homeowner’s insurance, maintenance, and related taxes (which may be substantial). We do not establish an escrow account for disbursements of these payments. A set-aside account can be set up to pay taxes and insurance and may be required in some cases. Borrowers must occupy home as their primary residence and pay for ongoing maintenance; otherwise the loan becomes due and payable. The loan also becomes due and payable (and the property may be subject to a tax lien, other encumbrance, or foreclosure) when the last borrower, or eligible non-borrowing surviving spouse, dies, sells the home, permanently moves out, defaults on taxes, insurance payments, or maintenance, or does not otherwise comply with the loan terms. Interest is not tax-deductible until the loan is partially or fully repaid.
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